Chapter 2 - THE MONEY AND THE BUS

Twenty minutes later, the service door at the rear of the Carter estate clicked shut.
Heavy Chicago snow was falling in dense, blinding sheets, blanketing the cobblestone alleyway in six inches of fresh white powder. The temperature was dropping fast, hovering near twelve degrees, and the wind coming off Lake Michigan howled through the narrow gaps between the Gold Coast mansions.
Daniel stood behind the tinted, floor-to-ceiling glass panel of his second-floor study, looking down into the courtyard.
Below, Elena emerged into the storm. She had changed out of her maid’s uniform into her personal clothes: a worn, threadbare gray winter coat that was clearly two sizes too big, a faded knit scarf wrapped tightly around her neck, and thin leather boots that offered almost no protection against the freezing slush. She carried her faded blue lunch bag tucked tightly under her arm, her shoulders hunched against the biting gale.
She walked to the edge of the alley beneath the yellow glow of a single streetlamp and stopped.
Daniel watched as she pulled a small, clear plastic coin purse from her coat pocket. With bare, reddened fingers that shook violently in the freezing cold, she unzipped the purse and tipped its contents into her palm.
Three crumpled one-dollar bills and a single quarter.
At that exact moment, the heavy hiss of air brakes echoed down the avenue. The CTA bus—brightly lit, warm, its exhaust billowing out in thick white clouds—pulled up to the corner stop fifty yards away. The fare was two dollars and twenty-five cents.
Elena looked down at the money in her freezing hand. She stared at the bright, warm windows of the bus where passengers sat protected from the storm.
Slowly, methodically, she folded the three bills back into her purse, zipped it shut, and shoved it deep into her coat pocket.
She turned her back on the bus stop.
With her head bowed against the driving blizzard, her thin boots sinking deep into the icy slush, she began walking down the long, dark avenue on foot—a three-mile trek through a Chicago winter night.
Up in his study, Daniel’s suspicion suddenly fractured into something far more disturbing. He knew what he paid his domestic staff; it was above market rate. A maid working three years in his house should not be counting quarters at a bus stop in a blizzard.
Daniel reached for his heavy leather driving gloves on the mahogany desk, grabbed his keys, and turned toward the door.
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"Where are you going, sir?" Marcus asked, stepping into the hallway.
"I'm going to see where my money goes," Daniel said cold.